Helping veterans come back to a place that feels like home.
What is a VA home loan?
A VA home loan is a mortgage guaranteed by the United States Department of Veteran Affairs, designed to help military members move into the homes of their dreams.
What are some VA home loan benefits?
No down payment for purchases
No prepayment penalties
Lower average interest rates
No monthly mortgage insurance
Limitations on buyer’s closing costs
Interest rate reduction loans
What are the current rates of a VA loan?
Interest rates on VA home loans change all the time based on market trends. While we can’t guarantee your specific rate here and now, talk to one of our loan officers to lock in your exact interest rate.
How do I qualify for VA home loan eligibility?
Qualifying for a VA loan takes more than military service. Although it’s definitely a base requirement, VA home loan requirements say you will need to have served the equivalent of one of the following terms:
Honorable discharge after 90 days of active service during wartime
Honorable discharge after 181 days of active service during peacetime
Two-year requirement of service enlisted after 9/7/1980
Six or more years of service in the National Guard or Reserves
The spouse of a service member who has died in the line of duty or as a result of a service-related disability is also eligible for this mortgage program. Talk to one of our loan officers about your VA home loan options today.
Qualifying also takes into consideration income and credit.
What’s your monthly payment?
Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.
Talk to one of our loan officers to get an official figure. We’re here to help.