Helping to fund your piece of the American Dream.
What is a USDA home loan?
The USDA loan program offers up to 100% financing for owner-occupied properties in designated USDA rural areas. Backed by the Department of Agriculture, USDA mortgage loans are popular with lower-income borrowers because of the loan’s lower interest rates and minimal down payments.
What are the benefits of a USDA loan?
Extremely low interest rates
Little to no down payment
Low monthly mortgage insurance
What are the current USDA loan rates?
Interest rates on USDA loans change all the time based on market trends. While we can’t guarantee your specific percentage here and now, talk to one of our loan officers to lock in your exact interest rate.
What are the USDA loan qualifications?
Qualifying for a USDA loan is simpler than you might think. Check out the loan-specific requirements below, then chat with one of our loan officers to see about your loan eligibility.
Some USDA loan requirements
US citizenship or permanent residency
Credit score of at least 640
History of repaying debt
The property serves as your primary residence
Adjusted household income is equal to or less than 115% of the median income in the area
What’s your monthly payment?
Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.
Talk to one of our loan officers to get an official figure. We’re here to help.